Investments / Portfolio Planning
There are a bewildering range of savings and investment vehicles available to the investor. The right investment portfolio should reflect your tax position and align with your attitude to risk. It should further meet your requirement to generate income, growth or a combination of both.
Where requested we will conduct a detailed personal review of your current financial position, aspirations and objectives. We will assess all of the above factors with you before making recommendations..
Wealth creation and management is an ongoing process and we recommend that you review your financial circumstances on a regular basis, typically annually, to ensure the best chance of your objectives being met.
THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.
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Risk and Reward
Unit Trusts
OEICs
Investment Trusts
ISAs
Our Investment Philosophy
We adopt a Core Investment Solutions approach to the investment of our client’s monies and have utilised both internal and independent expertise to select those fund solutions that meet very clear client objectives within an individual investment risk profile.
Our strategy of adopting an “Investment Solutions” approach is fundamental to the relationships we develop with our clients. Historically, many Advisers believed that they add value to a clients affairs by “second guessing” the stock market and by trying to identify the next top performing fund.
We believe that we add value to a client by creating a sound, objective financial plan and then by implementing an appropriate investment solution designed to meet those objectives. Our focus is therefore on ensuring we meet objectives, not on promising market outperformance. Once we have identified the planning objectives, all that is needed is a sound investment approach to meet those objectives.
A Sound Investment Approach
Our selected Core Investment Solutions combine the power of risk profiling, modern portfolio theory and the investment expertise of leading global investment teams.
We have adopted this approach for the following primary reasons;
- To ensure our clients investments are managed in the most efficient manner consistent with their risk profile, investment time horizon and objectives.
- To maintain stability and consistency with the asset mix of their investments – both when initially invested and in the future.
- To ensure continual rebalancing of the mix of assets in these investment portfolios to ensure their ongoing suitability in meeting a client?s financial needs and objectives.
- To create a high quality consistent approach to managing investments throughout our company so that we satisfy the requirements of our Regulators.
We believe that in adopting this approach, we not only deliver real value to our clients, but create an efficient business that is well positioned to deliver a sustainable client service for many years to come.